Gold Silver Ledger is a portfolio tracker built specifically for physical precious metals — the coins and bars you actually hold, store, or insure. It replaces the spreadsheet most stackers eventually outgrow.
Every product in the catalog has its own photograph, so your holdings, dashboard, and analytics views look more like a display case than a list of rows. The numbers are still there. They're just framed by the actual coins and bars they describe.
This article is the short version of what we do, who we built the ledger for, and what to expect in your first session. If you're ready to dive in, skip ahead to Recording your first transaction.
What Gold Silver Ledger does
In a sentence: we keep a living, item-level inventory of your physical bullion and show you what it's worth right now, what you paid, and how each piece has performed over time.
Concretely, you can:
Record every purchase: Pick a product from the built-in catalog (or create your own), enter the price you paid, and we lock in the spot price at the moment of the transaction.
Track the premium you paid above melt: Every entry separates what the metal was worth from what you actually paid, so you always know your real cost.
See live portfolio value: Spot prices come from COMEX and other major sources and refresh continuously, so your dashboard reflects the market in near-real-time.
See your collection, not just your numbers: Every position shows up with its own product image in your holdings, on the dashboard, and in the analytics cards.
Organize across multiple portfolios: Separate personal, household, or trust holdings without mixing the math.
Record sales against specific items: Pick the exact coins or bars you sold, and we handle the cost basis automatically.
Generate an Annual Report for US tax filing: Short-term and long-term gains, cost basis, and proceeds, all autofilled from your sales (Premium plan).
The ledger is not for paper holdings, ETFs, mining stocks, or unallocated metal accounts. If your gold doesn't have a serial number or a coin tube, this isn't the tool.
Who it's for
You'll get the most out of the ledger if you:
Buy physical bullion regularly and have lost track of what's in your stack.
Want a single record across multiple dealers, mints, and metals.
Care about the premium-over-spot number, not just the headline price.
File US taxes on metals you've sold (or plan to).
Have outgrown a spreadsheet that started simple and ended in tears.
If you only own a couple of coins as keepsakes, a notebook will do. If you trade GLD or SLV, a brokerage app is a better fit.
A few ideas worth knowing before you start
You don't need to memorize anything to use the ledger, but two design choices shape how everything works:
Inventory is item-level. Every coin and every bar is its own record. Buy ten American Gold Eagles in one transaction, and we create ten separate inventory items. This is what makes selling a specific piece — and getting accurate cost basis on it — possible.
Money is stored in USD, displayed in your currency. Your dashboard, holdings, and reports show values in whichever of the 15 supported currencies you choose. Switching display currency never alters historical data; the conversion happens at display time. Example: a $2,400 purchase shows as roughly £1,900 (GBP) or A$3,650 (AUD), but the underlying record is always $2,400.
What to expect from your first session
You're on a 14-day free trial. You picked a plan and added a payment method when you signed up, but you won't be charged until day 15 — change plans, downgrade, or cancel any time before then from Settings. In the next 10–15 minutes, a typical first session looks like this:
Set your display currency and weight unit in Settings (troy oz or grams).
Record one or two recent purchases to see how the form works and how the dashboard fills in.
Browse your Holdings page in the grouped view first, then try the item or card view. Every position renders with its actual product image, so your stack starts to look like a stack.
Open the Analytics tab to see your allocation by metal and your performance over time.
By the end of that loop, you'll have a working portfolio and a feel for whether the ledger fits how you think about your collection.
Where to go next
Creating your account: If you haven't already, this is the entry point.
Starting your 14-day free trial: What's included and what happens on day 14.
A tour of your dashboard: Where everything lives in the nav.
Recording your first transaction: The fastest path to a populated dashboard.
The three plans compared: Starter, Pro, Premium: The feature matrix and limits.