Gold Silver Ledger comes in three plans: Starter, Pro, and Premium. Every plan tracks physical bullion the same way — item-level inventory, locked-in spot at the time of purchase, live spot now, premium paid surfaced everywhere it matters.
What changes between plans is how much you can track and which of the more advanced features are unlocked.
This article is a side-by-side comparison. If you're newly trialing, this is the page that helps you pick a plan before the 14 days are up. If you're already on a paid plan and considering moving up or down, this is the page that tells you exactly what changes.
For the canonical pricing and the live "Start free" buttons, the source of truth is the pricing page on our website. The figures below match it at the time of writing.
At a glance
| Starter | Pro | Premium |
Portfolios | 1 | 3 | 10 |
Inventory items | 30 | 1,000 | 10,000 |
Transactions | 10 | 250 | 2,000 |
Live spot prices | Yes | Yes | Yes |
Item-level tracking | Yes | Yes | Yes |
Cost basis, unrealized gains, premium paid | Yes | Yes | Yes |
Multi-currency display | Yes | Yes | Yes |
Custom bullion products | Yes | Yes | Yes |
CSV export | Current holdings | Full history | Full history |
Advanced analytics | — | Yes | Yes |
Bulk CSV upload | — | — | Yes |
Tax-ready Annual Report | — | — | Yes |
Monthly price | $7 | $15 | $39 |
Annual price (save 18%) | $69 | $149 | $379 |
Every plan starts with a 14-day free trial — no payment is taken until day 14 if you don't cancel.
Starter — $7/month or $69/year
The Starter plan is for someone tracking a small, focused collection — typically a single portfolio with a few dozen coins and bars and the occasional new purchase. It's everything the app does by default, just with the dials set to a smaller capacity.
What's included:
1 portfolio, 30 inventory items, and 10 transactions in total.
Live spot prices for gold, silver, platinum, and palladium.
Item-level inventory — every coin and bar is its own record, with cost basis and premium paid surfaced individually.
Multi-currency display — switch between 15 supported currencies without ever altering your stored data.
Custom bullion products for anything our built-in catalog doesn't already cover.
CSV export of current holdings — a snapshot of what you own right now.
The Starter plan is the right entry point for tracking a small personal stack — a few coins, a few bars, the occasional buy. If you accumulate at a measured pace, you might never outgrow it.
The plan does not include Advanced Analytics, Bulk CSV Upload, or the Tax-ready Annual Report. If those become important to you later, you can move up to Pro or Premium with one click.
Pro — $15/month or $149/year
The Pro plan is for someone with a more active stack — multiple portfolios for different purposes, hundreds of items, and a buying pace that would burn through Starter's 10-transaction allowance in a quarter or two.
What changes from Starter:
3 portfolios instead of 1 — useful for separating personal vs trust holdings, household members, or any other split you keep mental track of.
1,000 inventory items instead of 30.
250 transactions instead of 10.
CSV export covers your full transaction history, not just a current-holdings snapshot.
Advanced Analytics is unlocked — performance over time, allocation by metal, and the charts that help you read your stack at a glance.
What you still don't get at the Pro tier: Bulk CSV Upload (for migrating a spreadsheet of purchases in one go) and the Tax-ready Annual Report (for end-of-year filing). Both of those are Premium-only.
If you stack steadily and want better insight into how your portfolio is performing, Pro is usually the right fit.
Premium — $39/month or $379/year
The Premium plan is for serious collectors and anyone with tax-reporting obligations. It's the full feature set with the highest capacity limits.
What changes from Pro:
10 portfolios instead of 3.
10,000 inventory items instead of 1,000.
2,000 transactions instead of 250.
Bulk CSV Upload is unlocked. If you have a year of purchases in a spreadsheet you want to bring across, this is how you do it in one go rather than entering them one at a time.
Tax-ready Annual Report is unlocked. Pick a year, and the report autofills sales, cost basis, and short-term vs long-term gains from the transactions you've already recorded. Export it as PDF or CSV at tax time.
Premium is the plan to pick if you intend to use Gold Silver Ledger as your system of record for tax filing, or if you're consolidating a long-running spreadsheet into the app and need bulk import to make the migration practical.
Monthly vs annual billing
Every plan is offered as either monthly or annual billing. Annual billing saves 18% — equivalent to about two free months a year compared to paying monthly.
The 18% figure is the same across all three plans, so the dollar amount you save scales with the plan price:
Starter: Save about $15/year by paying annually.
Pro: Save about $31/year by paying annually.
Premium: Save about $89/year by paying annually.
You can switch between monthly and annual on the same plan at any time from the Stripe billing portal. See Switching between monthly and annual billing for the click path.
Switching plans later isn't a one-way door
A few practical notes for anyone choosing today:
You're not locked in. You can upgrade or downgrade at any time. Upgrades take effect immediately and are prorated; downgrades take effect at the end of your current billing period.
Your data goes with you. Switching plans doesn't touch your transactions, holdings, custom products, or settings. Only the limits and which features are visible change.
If you downgrade past your usage, the app stops you from adding new items above the new tier's limit, but it doesn't delete anything you've already recorded. See Downgrading your subscription for the specifics.
In other words: pick the plan that matches what you're doing today, and adjust later if your stacking pace or needs change.
Where to go next
[Your 14-day free trial]: How the trial works and what happens on day 14.
[Choosing a plan after your trial]: The click path from trial to a paid plan.
[Upgrading your subscription]: What's prorated and when the new limits kick in.
[Downgrading your subscription]: What to do if your usage exceeds the new tier's caps.
[Switching between monthly and annual billing]: How to flip your existing plan to annual to capture the saving.