Every subscription tier in Gold Silver Ledger comes with a cap on how many portfolios you can have at once.
Most users never bump up against it — one portfolio works fine for one stack — but if you're thinking about splitting your records by household, by trust, or by storage location, the cap is the thing that decides how granular you can get.
This article lists the caps, explains what counts, and points to the upgrade path when you need more room.
The cap by tier
Tier | Portfolios |
Starter | 1 |
Pro | 3 |
Premium | 10 |
A few things to read out of that table:
Starter is single-portfolio by design. The default portfolio you got at signup is your one and only — there's no room for a second on this tier.
Pro and Premium open up the multi-portfolio workflow. Three slots covers most "personal vs. household vs. trust" splits comfortably; ten gives serious stackers room to separate by location, account, or strategy.
Premium is a cap, not infinity. Ten portfolios is the limit, not "unlimited." If your record-keeping needs more, that's worth telling us about.
What counts toward the cap
Anything that appears in your Settings → Portfolios list counts toward the cap, default included. The count you see at the top of that tab ("2 of 10 portfolios used," "1 of 3 portfolios used") is the same number the app uses to decide whether to let you add another.
A couple of things that don't count:
The All Portfolios view in the selector isn't a portfolio. It's a roll-up across whatever portfolios you already have, so it adds nothing to your usage. See Switching between portfolios.
Deleted portfolios. Once a portfolio is removed, its slot returns to your available count immediately. The contents transfer to your default, but the slot itself is freed — see Deleting a portfolio.
So if you're on Pro and currently using all three portfolio slots, deleting one of them puts you back to 2 of 3, and the + New Portfolio button comes back.
When you hit your cap
The cap is enforced on creation. When you're already at the limit for your tier, the + New Portfolio button — both in the top-nav selector and on the Settings → Portfolios tab — isn't available. There's no slot to drop a new portfolio into.
If you want a different portfolio configuration while staying on the same tier, the options are:
Delete a portfolio you don't need anymore. Its contents transfer to your default, freeing the slot. See Deleting a portfolio.
Rename an existing portfolio to repurpose it instead of replacing it. The same portfolio can carry a different label and a different role over time. See Renaming a portfolio.
If neither fits, the path is to upgrade.
Upgrading for more headroom
Subscription changes happen at Settings → Subscription. From there you can switch tiers up or down at any time; upgrades take effect immediately, with your new cap available as soon as the billing change processes.
The most common upgrade reason in this section is going from Starter to Pro for that second portfolio — a 1-to-3 jump that unlocks the household/trust/personal split most multi-portfolio users want.
Pro to Premium is the bigger move, useful when you're managing portfolios across multiple legal entities or many storage locations.
See Upgrading your subscription for what's prorated and when the new cap actually kicks in.
Other limits on your account
Portfolio capacity is one of three limits each tier carries. The other two govern how much you can put inside your portfolios across the account as a whole:
Inventory items: Every coin and bar counts as one item. The caps are 30 (Starter), 1,000 (Pro), and 10,000 (Premium).
Transactions: Every buy and sell counts as one transaction. The caps are 10 (Starter), 250 (Pro), and 2,000 (Premium).
Both of those are account-wide. Splitting a stack across multiple portfolios doesn't give you extra item or transaction headroom — a 50-item stack uses 50 of your inventory allowance whether it's in one portfolio or three.
See The three plans compared: Starter, Pro, Premium for the full feature matrix.
Where to go next
What a portfolio is: The conceptual intro, if you haven't read it yet.
Creating a new portfolio: The create flow, including the per-tier cap check.
Deleting a portfolio: How to free up a slot and what happens to the contents.
Renaming a portfolio: Repurposing a portfolio instead of replacing it.