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What a portfolio is

What portfolios are in Gold Silver Ledger, why you might want more than one (personal vs. household vs. trust), how the global selector filters Dashboard, Holdings, and Analytics, and where to manage them.

A portfolio is a container for transactions and the inventory those transactions create. Every coin and every bar you record lives inside one.

Most users only ever need the one they got when they signed up — My Portfolio, created automatically with your account — but the option exists to split your stack into more than one if your record-keeping calls for it.

This article covers what portfolios do, when a second one is worth setting up, and where the controls live. The companion articles in this section go deeper on the specific actions (creating, switching, renaming, deleting).

You always have at least one

When you registered, Gold Silver Ledger created a portfolio called My Portfolio and marked it as your default. The default exists for two reasons:

  • Every transaction has to go somewhere. If you don't switch to a different one, new purchases land in the default.

  • If you ever delete another portfolio, the transactions and inventory inside it move to the default — nothing falls off the edge of the world.

You can rename the default to anything you like — "Personal Stack," "Main Vault," "Bob's Hoard" — and you can promote a different portfolio to default at any time. The one thing you can't do is delete the portfolio that's currently flagged as default. There has to be one.

When a second portfolio makes sense

A portfolio is a logical separation, not a physical one — coins assigned to different portfolios aren't necessarily sitting in different vaults in real life. The split normally lives in your records, not in your safe. So the question is really "do I want these tracked as one stack or two?" A few patterns we see:

  • Personal vs. household: Coins you own outright vs. coins you co-own with a spouse or family member, with separate value tracking for each.

  • Personal vs. trust: Holdings that belong to you vs. holdings held in a family trust or LLC, where you want the cost basis and totals reported separately for tax or estate purposes.

  • Long-term stack vs. trading position: A core position you intend to hold for years, kept apart from coins you cycle through more actively, so the dashboard for each tells a cleaner story.

  • By storage location: A home safe vs. a depository vs. a safe deposit box — separated so each portfolio mirrors a real-world location.

There's no right answer. Most users do fine with one. The reason to add a second is when looking at one set of holdings as a single number ("what's my whole stack worth?") stops being the answer you actually want.

How many you can have

Portfolio capacity depends on your subscription tier:

  • Starter: 1 portfolio (the default).

  • Pro: Up to 3.

  • Premium: Up to 10.

If you're on Starter and curious about the multi-portfolio workflow, the upgrade path is Settings → Subscription. See Portfolio limits explained for the full breakdown.

The selector in the top nav

The portfolio you're currently looking at is shown in the portfolio selector at the top-left of every page in the app. Click it to switch between your portfolios or to add a new one.

The selector is global — it doesn't reset when you change pages. Pick "Household" from the Holdings page, click over to Analytics, and you'll still be looking at Household. The selection persists until you change it.

What the selection actually filters

Three pages render their numbers based on the selected portfolio:

  • Dashboard: Total value, top holdings, gold-to-silver ratio, allocation — all of it reflects whichever portfolio is selected.

  • Holdings: Only items inside the selected portfolio appear.

  • Analytics: Performance charts, allocation breakdowns, and historical value are all scoped to the selection.

Other surfaces aren't portfolio-scoped. The Transactions page shows every buy and sell across every portfolio, so you have one place to scroll through your full ledger. Catalog, Reports, and Settings don't change with the selector either — your custom products, your CSV exports, and your profile aren't tied to a single portfolio.

Viewing everything at once

The selector includes an All Portfolios option at the top of the list. Pick it and Dashboard, Holdings, and Analytics roll up every portfolio into a single view — total stack value across the lot, every inventory item in one Holdings page, combined Analytics.

Handy when you want the big picture without flipping between portfolios one at a time.

Managing your portfolios in Settings

The selector handles switching and quick creation. For the rest — renaming, setting a different default, deleting — head to Settings → Portfolios.

The tab lists each portfolio you own with an item count and the date it was created. The one currently marked Default carries a small badge so you can spot it at a glance. From the row controls you can:

  • Rename any portfolio, default or otherwise.

  • Set as default for any portfolio that isn't already.

  • Delete any non-default portfolio.

The same + New Portfolio button lives here for creating from Settings if you didn't want to do it from the selector.

A note on moving items between portfolios

There isn't a "move this transaction to a different portfolio" command. A buy is recorded against whichever portfolio was selected at the time, and the inventory items it creates stay with it.

The one situation where items cross the line is deletion — when you delete a portfolio, its transactions and the inventory those transactions created are transferred to your default portfolio.

The practical upshot: pick the right portfolio in the selector before you record a transaction. If you keep more than one, glance up at the selector before clicking + Record Purchase.

Where to go next

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